New Year, New Financial You: Setting Goals and Building a Financial Roadmap

Monthly Webinar Topics

January: “New Year, New Financial You: Setting Goals and Building a Financial Roadmap”

• Focus: Goal setting, cash flow management, and budgeting strategies.
• Highlight: How to prepare financially for the year ahead, including major purchases and savings plans.

February: “Maximizing Your RRSP Contributions Before the Deadline”

• Focus: RRSP strategies to optimize tax savings and long-term growth.
• Highlight: Why contributing before the deadline is critical and how it impacts your tax return.

March: “Tax Season Survival: Tips to Minimize Taxes and Maximize Refunds”

• Focus: Tax planning strategies, deductions, and credits available for Canadians.
• Highlight: Steps to organize and prepare for filing taxes efficiently.

April: “Spring Cleaning Your Finances: Simplify, Save, and Succeed”

• Focus: Reviewing financial goals, consolidating accounts, and optimizing cash flow.
• Highlight: How to evaluate your investment portfolio for long-term success.
• Note: National Financial Literacy Month

May: “Understanding Insurance: Protecting Your Wealth and Loved Ones”

• Focus: Life, health, and property insurance planning to safeguard your assets.
• Highlight: Choosing the right coverage and avoiding common pitfalls.

June: “Estate Planning Basics: Preparing for the Future”

• Focus: Wills, trusts, and designating beneficiaries.
• Highlight: Steps to ensure a seamless transfer of wealth to your loved ones.

July: “Invest Smarter: Building a Portfolio for Long-Term Growth”

• Focus: Diversification, risk tolerance, and aligning investments with your goals.
• Highlight: How to take advantage of market opportunities during summer months.

August: “Back-to-School Budgeting: Financial Planning for Families”

• Focus: Education savings plans, RESP contributions, and family budgeting tips.
• Highlight: Tools to save for your child’s future while maintaining your financial health.

September: “Retirement Planning: Are You On Track?”

• Focus: Assessing your retirement readiness and creating a retirement savings strategy.
• Highlight: How to adjust your financial plan based on current market trends.

October: “Tax-Efficient Investing: Strategies to Keep More of What You Earn”

• Focus: Minimizing taxes on investments, such as dividend income and capital gains.
• Highlight: The benefits of tax-efficient investment vehicles like TFSAs.

November: “Financial Planning for Major Purchases: Homes, Cars, and More”

• Focus: Saving and financing strategies for significant life purchases.
• Highlight: Understanding interest rates, down payments, and budgeting for large expenses.
• Note: Financial Literacy Month in Canada

December: “Year-End Financial Checklist: Wrap Up Your Finances for a Successful 2025”

• Focus: Reviewing your financial plan, RRSP/TFSA contributions, and charitable donations.
• Highlight: Tips to maximize tax benefits and set yourself up for the new year.