RENT TO OWN  | FREE INFORMATION SESSION

RENT TO OWN | FREE INFORMATION SESSION

Learn to own your dream home with minimal down payment! Free session on tips, programs, and financing. Sign up now!

By Rohit Bhambhani

Select date and time

Monday, January 13 · 6 - 8pm EST

Location

50 Village Centre Pl

50 Village Centre Place SUITE 100 Mississauga, ON L4Z 1V9 Canada

About this event

Learn How to Own Your Dream Home Without a Huge Down Payment!

Event Overview:
Are you dreaming of owning a home but feeling held back by the idea of a large down payment? Join us for a free info session where we’ll share valuable insights and strategies to help you achieve homeownership sooner than you think!

What You’ll Learn:

  • The secrets to owning a home with minimal upfront costs.
  • Government programs, grants, and incentives available for first-time homebuyers.
  • Alternative financing options to help you get into your dream home faster.
  • Tips to improve your credit score and secure better mortgage rates.
  • Real-life success stories and actionable steps to start your journey today.

Who Should Attend:

  • First-time homebuyers looking to break into the market.
  • Families or individuals who want to understand the home-buying process.
  • Anyone seeking practical advice on affordable homeownership.

Why Attend?
This info session is packed with expert advice, actionable tips, and the opportunity to ask questions directly to professionals in the real estate and mortgage industry.

Take the first step toward owning your dream home today!

Frequently asked questions

Who is this session for?

First-time homebuyers or anyone looking to own a home with minimal upfront costs.

Is the session free?

Yes, the info session is completely free to attend.

Will financing options be discussed?

Yes, we'll cover various financing options, including government programs and incentives.

How long is the session?

The session will last approximately 1 hour, including a Q&A segment.

What is Rent-to-Own, and how does it work?

Rent-to-Own allows you to lease a property with the option to purchase it after a specified period. A portion of your rent payments goes toward your future down payment, helping you build equity while living in the home.

How much upfront money do I need for a Rent-to-Own agreement?

Most agreements require an initial option fee, typically 2-5% of the home's purchase price. This fee is credited toward the final purchase price.

What happens if I decide not to buy the home at the end of the lease?

If you choose not to buy, you may forfeit the option fee and any rent credits accrued. It's important to fully understand the terms of your agreement.

What if my credit score isn’t good enough to qualify for a mortgage later?

Rent-to-Own programs often include a timeline for improving your credit and financial situation. You'll have the lease period to work on qualifying for a mortgage with the support of financial advisors.

What are the risks involved with Rent-to-Own?

Risks include: Forfeiting payments if you don't buy the home. Potential loss if the home's market value decreases. Being locked into specific terms that may not suit future needs.

Who is responsible for repairs and maintenance during the lease?

Responsibilities vary depending on the agreement. Some contracts require the tenant-buyer to handle minor repairs, while the seller covers major ones.

How is the final purchase price determined?

The purchase price is typically set at the beginning of the agreement, based on the home's current market value and projected appreciation.

What happens if the market value of the home increases or decreases?

If the market value rises, you benefit from buying at the pre-agreed price. If it drops, you may have the option to walk away (depending on the terms), though you might lose your payments.

Can I customize or renovate the property during the lease period?

Customizations are usually limited to cosmetic changes unless specified otherwise in the agreement. Structural renovations often require the owner’s approval.

What kind of homes are eligible for Rent-to-Own programs?

Rent-to-Own agreements are often available for single-family homes, townhouses, and condos, but the options depend on the program and market availability.

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